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A Texas jury will get its hands on one of the sexiest car insurance claims ever filed.

Philadelphia Indemnity Insurance Co. has accused a Texas man of borrowing $1 million to buy a Bugatti Veyron supercar, insuring it for twice that much, then driving it into a swamp and filing a claim. Last week, a U.S. District Court judge rejected a request for a summary judgment that would have decided the case without a trial. The judge cited “quizzical factual circumstances” that only a jury can decide.

Owner Andy House’s November 2009 excursion into murky waters near Galveston, Texas, was certainly well-documented: Photos of the submerged exotic sprouted around the Web, as did a video on YouTube of the event itself, taken by another driver documenting his sighting of such a rare vehicle. (Only 300 Veyrons were built.)

Bugatti Veyron – Lake Crash – exclusive to www.APNAPLATES.com